AI POWERED LENDING

Smarter Funding for Your Business. Powered by AI.

Answer a few questions and our artificial intelligence engine will find the best loan and credit options for your unique business needs. Compare rates, terms, and find your ideal financing solution in minutes.

Donkey Presenter
Get Prequalified
as fast as

4 Minutes

See your options
in as little as

30 Seconds

Get funded
as fast as

24 Hours

Total
Funded

$250M

Trusted by 10,000+ businesses

How It Works

Get matched with the perfect business loan in three simple steps

01

Tell Us About Your Business

Share basic details about your business needs and financial situation.

02

Our AI Analyzes Your Needs

Advanced algorithms match your profile with the best funding options.

03

Get Your Personalized Matches

Receive tailored recommendations with rates, terms, and approval odds.

SMART MATCHING

How much funding do you need?

Our AI analyzes your business profile against hundreds of lenders to find you the best rates and terms

SBA Loans

Government-backed loans with competitive rates

Business Term Loans

Fixed-rate loans for equipment and expansion

Lines of Credit

Flexible credit for cash flow management

Donkey Looking
$10K $500K+
$10K
$170K
$340K
$500K+

What Business Owners Say

Real stories from entrepreneurs who found their perfect funding match

"Donkey helped me find the perfect SBA loan in just 2 days. The AI recommendations were spot-on for my restaurant's needs."

Sarah Chen
Sarah Chen
Restaurant Owner

"Finally, a platform that understands small business funding. No more endless research - just personalized options that actually work."

Mike Rodriguez
Mike Rodriguez
Tech Startup Founder

"The AI matching saved me weeks of research. Got approved for a business line of credit with better terms than I expected."

Jennifer Liu
Jennifer Liu
Manufacturing Business

Partners

Frequently Asked Questions

Get answers to common questions about business loans and our platform

Credit requirements vary by lender and loan type. Many of our partner lenders work with businesses with credit scores as low as 500. However, better credit scores typically result in better terms and rates.

We work with lenders who specialize in:

  • Excellent credit (750+)
  • Good credit (650-749)
  • Fair credit (580-649)
  • Poor credit (below 580)

Loan amounts vary significantly based on your business\’s financials, time in business, and the type of loan. Our platform connects you with lenders offering:

  • Microloans: $500 – $50,000
  • Term loans: $10,000 – $500,000
  • Lines of credit: $5,000 – $250,000
  • SBA loans: $30,000 – $5,000,000
  • Equipment financing: Up to 100% of equipment value

Basic documentation typically includes:

  • Business license or registration
  • Tax returns (personal and business)
  • Bank statements (3-6 months)
  • Profit & loss statements
  • Business plan (for larger loans)

Some lenders may require additional documentation based on your specific situation and loan type.

Don’t worry! We work with lenders who specialize in working with businesses in various situations:

  • New businesses: Some lenders work with businesses as young as 3 months old
  • Bad credit: Alternative lenders focus on cash flow and business performance rather than just credit scores
  • Startups: We connect you with lenders who understand the unique needs of new businesses

All lenders in our network are thoroughly vetted and must meet strict criteria:

  • Licensed and regulated by appropriate authorities
  • Transparent fee structures
  • Positive industry reputation
  • Compliant with fair lending practices

We continuously monitor our lending partners to ensure they maintain high standards for customer service and ethical practices.

Yes! One of the biggest benefits of our platform is that you can receive multiple loan offers from different lenders with just one application. This allows you to:

  • Compare terms and rates
  • Choose the best option for your business
  • Negotiate better terms
  • Have backup options if your first choice falls through